CAIRO (Reuters) The prospect of Ahmed Shafiq succeeding Hosni Mubarak as president of Egypt is a nightmare for revolutionaries and Islamists, but a security blanket for those wary of change. Shafiq, who served briefly as Mubarak's last premier, is a divisive military figure who will contest next month's run off vote for the presidency against the Muslim Brotherhood's Mohamed Mursi, according to a count by the Islamist group. A Brotherhood official said Shafiq, a former air force commander, had come second to Mursi in the opening round of Egypt's first free presidential election this week. He said that with most votes counted, Mursi had won 25 percent, Shafiq 23 percent, a rival Islamist Abdel Moneim Abol Fotouh 20 percent and leftist Hamdeen Sabahy 19 percent. The two top candidates will contest a run off on June 16 and 17. The bluff, straight talking Shafiq came from behind in a race in which Amr Moussa, former head of the Arab League, and ex Brotherhood member Aboul Fotouh were early favourite. His late surge reflected the anxiety of many Egyptians about a breakdown of law and order and the often violent political disputes that have punctuated an army led transition since a popular revolt ousted Mubarak on February 11, 2011. It also rested on the fear, not least among Egypt's 10 percent Christian minority, of rising Islamist power. Less easy to determine is the extent to which Shafiq relied on the networks of Mubarak's now banned National Democratic Party or on the influence of the military from which he sprang. Parliament, dominated by the Muslim Brotherhood and other Islamists repressed under Mubarak, had sought to bar Shafiq from the race with a law disqualifying senior officials of the old administration. But the election committee, headed by a former military officer, conditionally upheld Shafiq's appeal. Many Shafiq supporters come not from the political hotbed of Cairo and other cities, but from the countryside, where voter concerns about security and order tend to be strongest. He sees himself as slotting into Egypt's 60 year old tradition of drawing presidents from the military. "You cannot suddenly bring a civilian man with no relation or knowledge of military life and make him president and supreme commander of the armed forces," Shafiq told Reuters earlier this year, saying he could ensure a "smooth transition". The military council that took over from Mubarak has promised to hand over to a new president by July, but the army is expected to wield political influence for years to come. "Civilians may be in a hurry and they think that as soon as the new president is elected he will act freely of the military. No, this will not be the case," Shafiq, 70, declared. But the idea of Shafiq taking power enrages many Egyptians who see him as a tool of the army and the Mubarak old guard who would roll back all the uprising's fragile gains. Protesters threw stones and shoes at him when he voted in Cairo on Wednesday. "The coward is here. The criminal is here!" they chanted. "Down with military rule!" Shafiq was unhurt. NO APOLOGIES He makes no secret of his "good relations" with army chief Field Marshal Mohamed Hussein Tantawi, saying he had consulted him before deciding whether to run. He did not disclose what advice Tantawi, who is also defence minister, had offered. Shafiq has openly expressed his admiration for Mubarak, making no apologies for describing the former president as his role model, after his own father, in a 2010 newspaper interview. "See what I said? And I will keep telling you this until the last day in my life, and for a reason: he had great courage," Shafiq told al Hayat television when queried about the remark. Mubarak named Shafiq prime minister in a last ditch attempt to placate protesters. A few days later the president stepped down. Shafiq lasted another three weeks before he too resigned. Shafiq has publicly expressed regret about the success of the anti Mubarak "revolution". In a military career spanning four decades, Shafiq served in wars with Israel and is credited with shooting down an Israeli aircraft in the 1973 war. When he led the air force in the 1990s, Shafiq sought to modernise it with more advanced weapons. Some Egyptian officials say Washington, which gives Egypt $1.3 billion a year in military aid, opposed some plans because of Israeli objections. As civil aviation minister from 2002 to 2011, he overhauled state airline EgyptAir and improved the country's airports. 302370 004 Nike Air Jordan 9 IX Retro Black Citrus ,543390 127 Women Size Air Jordan 6 GS Grape 384664 107 Air Jordan 6 White Sport Blue Black 653996 840 Men Size Nike KD7 35K Degrees 2014 646701 413 Nike Kobe 9 EM Game Royal 2014 Nike Kobe 9 Low EM Premium Laser Crimson 653972 500 Kobe 9 EM Air Jordan 11 Ultimate Gift of Flight Air Jordan 10 Bulls Over Broadway Air Jordan Winterized 6 Rings Khaki Imperial Blue Olive Khaki Passengers have to shell out more for keeping their belongings in the cloak rooms and lockers from February 1 when the new tariff will become effective. Now a passenger has to pay Rs 20 for keeping his belongings in the locker at rail premise for 24 hours instead of Rs 5 earlier, said a senior Railway Ministry official and added for each subsequent 24 hours, the locker charge is Rs 30. Similarly the cloak room charge has been revised from Rs 10 to Rs 15 and for each subsequent 24 hours, the rate is Rs 20 from February. The cash strapped railways affected a fare hike in all classes by 21 per cent from January 22 aiming to mop up Rs 6,600 crore in a year. The fare hike across the board happened after 10 years as successive Railway Ministers opted for populist measures by not touching the passenger fare. Many rail projects are being delayed due to the financial constraint and railways is looking for ways to increase its earnings to carry out ongoing works involving safety, passenger amenities and modernisation, said the official. (This article was published on January 24, 2013) We should all welcome this, together with this I think railway should provide more facilities, by providing more healty travelling envoirnment on platforms as well as in the trains, in particular I wish to mention that toilets in train should be cleaned more often and has enough fitting so our sr. citizen as well as the younger traveller uses it with more comfort as it become difficult in speeding train; and, more important is the water supply it should be filtered water, and the water storage should be done in plastic tanks like sintex, protected from heat sources, as it becomes very hot in summer. Thank you Indian Railways :) 302370 004 Nike Air Jordan 9 IX Retro Black Citrus,Am I the Right Age for a Reverse Mortgage? All reverse mortgage products require that the youngest homeowner (you or your spouse) be 62 years old at the time of closing. The age of the youngest homeowner is the key either they're 62 or they're not. But age is used not only to assess whether basic program qualifications are met; age has an even more significant role in determining how much can be borrowed. Simply put, the older you are, the more you can borrow. Older is not always better, however. This is because up front costs associated with reverse mortgages are much higher than for conventional mortgages. It is not uncommon for fees and costs associated with obtaining a reverse mortgage to be 10 20% of the amount of the reverse mortgage. Fees can easily amount to more than $10,000. From the borrower's standpoint, the only way to justify paying these high up front costs is to carry the loan for several years at least seven. It's easy to see that a 90 year old has a limited odds of doing this. The "Goldilocks" age not too young and not too old best suited for reverse mortgage borrowers seems to be the mid seventies. How long do I expect to stay in my home? Studies and surveys show most older Americans would prefer to "age in place" in their own homes. As previously noted, seven years should be considered the minimum time period for a reverse mortgage to be a cost effective option. If this doesn't seem likely, you should consider other options. You may not want to think about how many years you have left or fix a projected date of your demise, but be assured reverse mortgage lenders have a pretty specific idea of when they think you'll be gone. The issue is fairly simple: live longer than "they" assume you will and you come out a winner. You actually have better information about your life expectancy than you might think. Only you know the full story about your family medical history and how well you take of yourself. Combine your personal knowledge with the helpful tools and information available via the internet and you have the ability to assess your life expectancy with a high degree of sophistication. One excellent tool is the Longevity Game available from the Northwestern Mutual Finance Network. Work through the steps of this interactive calculator with honest answers and you will have a reasoned basis to judge whether the high costs associated with a reverse mortgage can be effectively amortized over your expected remaining life. How much additional income do I need? Presumably you are considering a reverse mortgage because you've determined you have an immediate or future need to supplement your retirement income. Conventional wisdom holds that seniors live on fixed incomes that are continually being eroded by inflation. But government data shows that there is an inverse relationship between aging and spending in other words, people tend to spend less as they age. As an example, during the initial years of retirement, many households experience higher spending as long put off trips, new cars, or other retirement "rewards" are bought. After a few years, though, spending tends to taper off in areas such as entertainment. Department of Labor Bureau of Labor Statistics illustrates this trend: If you are looking into a reverse mortgage because of perceived future needs, you may want to consider whether this trend may apply to you. Take a look at friends and relatives and judge whether they seem to be spend less as they age. In any event, prior to obtaining a reverse mortgage, you should always prepare a budget worksheet. Doing this will accomplish two important goals: 1) help you critically assess your need for a reverse mortgage and, if needed, 2) provide a measure of the monthly income you'll want to receive from a reverse mortgage. How much equity do I have and how much can I borrow? Home equity is the market value of a home minus mortgage debt and other encumbrances. If your home is valued at $175,000 and you have outstanding mortgage(s) totaling $75,000, then your home equity is $100,000. The home value used in the reverse mortgage process will be determined by a professional appraisal. This neat tool will give you tax assessment values and/or recent sales information for your home as well as for other homes in your area all displayed on an aerial photograph or map. your city or county assessing office Sunday newspaper home sale ads for your neighborhood But while home equity is a key factor in determining how much you can get from a reverse mortgage, don't expect to be able to borrow a high proportion of your equity. The likelihood is that your reverse mortgage loan amount will only be somewhere between 35% and 70% of your home equity, depending on the other variables (life expectancy and interest rates) and on the specific reverse mortgage product. The good news is that now armed with your home equity information, you can visit an online reverse mortgage calculator to get a more precise handle on what a reverse mortgage can mean to you. Have all other options been considered? Some personal finance experts regard reverse mortgages as loans of last resort to be used only by seniors facing dire circumstances and who have run out of other options. This may be extreme, but it does beg the question "Have you considered all options?" Smart consumers need to look at other financial products and strategies that could meet their needs more effectively or efficiently. How important is the goal of leaving a bequest? A large proportion (as high as 80%) of senior homeowners wish to leave a bequest to their children. For most, home equity represents more than half of their net worth. A reverse mortgage which uses up home equity is viewed as running counter to the bequest motive.
Shop For 100 Authentic 302370 004 Nike Air Jordan 9 IX Retro Black Citrus,Nike Kobe 9 Low EM Fluorescent Green Back to Main MenuCelebrationsFraud PreventionManage Your AdPlace an AdView full sizeTony Dejak, Associated PressRay Rice has tormented the Browns all afternoon, and is approaching a 200 yard day after setting up the Ravens' second TD of the game.CLEVELAND, Ohio Notes, observations and some facts on the third quarter .After a first down, Browns force Ravens punt in three plays.Browns offense not improved after the break. Another Colt McCoy pass is swatted down by Haloti Ngata. Then he pump fakes to set up a screen to Chris Ogbonnaya. He's crushed for a 9 yard loss.Joe Flacco's 16 yard pass to Anquan Boldin moves Ravens to midfield. But when Flacco steps up to avoid pressure, he is stripped from behind by Jabaal Sheard. Jayme Mitchell recovers.On first down, McCoy is sacked from blind side by Terrell Suggs.McCoy finds Peyton Hillis breaking behind Bernard Pollard downfield. McCoy's perfect pass is caught for 52 yard play down to Ravens' 5.Evan Moore drops a 5 yard TD pass. Hands to his helmet in frustration.On third down from the 5, McCoy has time to scan the end zone. He tries for Greg Little breaking over the middle and it's incomplete. Mohamed Massaquoi was open on the right side. McCoy had a lane to run, too.Phil Dawson's 21 yard field goal shaves Baltimore lead to 10 3.On Ravens' next play from scrimmage, Ray Rice criss crosses Browns defense for 67 yard run to Browns' 5. Rick Williams lugs it in from the 1 two plays later. Rice has 187 yards rushing.Flacco delivers ball on a rope to Torrey Smith, beating Joe Haden for 32 yards. That arm. No drop, either.Registration on or use of this site constitutes acceptance of our User Agreement and Privacy PolicyThe material on this site may not be reproduced, distributed, transmitted, cached or otherwise used, except with the prior written permission of Northeast Ohio Media Group LLC. 302370 004 Nike Air Jordan 9 IX Retro Black Citrus Incentive Programs On A Shoe String BudgetUser Rating: / 0 PoorBest MiscellaneousWritten by Anonymous Thursday, 28 April 2011 19:34 Motivating employees is an art form. It must be, because everyday managers do a poor job of recognizing and praising employees for a job well done. In fact, 86% of all employee interaction with their supervisors is perceived to be negative. So how do we create a recognition program with today tight budgets? Check out this list for no cost / low cost employee recognition initiatives and revitalize your supervisor to employee relationships. Make thank you cards by hand Give long lunch breaks Write a letter of praise recognizing specific contributions and accomplishments. Send a copy to senior management and the employee personal file. Call employees to your office to thank them (Don discuss any other issue) Give the employee a schedule or bonus day off When someone spends long hours at work, send them a thank you card to their home Allow an employee to choose their next assignment Inscribe a favorite book as a gift Serve a team a hero party sandwich at the end of an assignment for a job well done Treat an employee to lunch Give out gold coins for a job well done. (Susan B. Anthony coins are gold in color and only cost a buck. It not the money, it the thought behind the recognition) Start an employee recognition program. Give points for attendance, punctuality, teamwork, etc. Provide gift certificates to employees who reach certain goalsThank you to the University of Washington for the inspiration of this article. Next >Last Updated on Thursday, 28 April 2011 19:34Who's OnlineWe have 298 guests online Site StatisticMembers : 51014 Content : 87441 Web Links : 1423 Content View Hits : 15248784 Remember me Forgot login? RegisterLatest ArticlesMoncler Sito UfficialeSet Of Compact Disk Braking Mechanism CalipersImportant Facts You Need To Know About Tail LightMoncler DonnaBuy Plasti Dip Spray Online To Give A New Look To Your Vehicle
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