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All successful people create positive personal impact. Positive personal impact is like charisma, only more so. People gravitate towards people with positive personal impact. When you create positive personal impact other people want to be around you. They want to work with you. They want to be your friend. People with positive personal impact develop and nurture their personal brand. They are impeccable in their presentation of self. They know and follow the basic rules of etiquette. If you master these three keys, you'll be able to create positive personal impact. Your personal brand differentiates you from everyone else in the world. My brand is "The Common Sense Guy." Because of my brand, people know that they can rely on me to provide them with common sense advice that will help them reach their career and life goals. They also know that they will get this advice in a straightforward, easy to understand and apply manner, because after all, I'm just a guy. Spend time crafting your brand. Think of it this way; your brand is the two or three words you want people to most often associate with you. Decide what you want these words to be, and then go about making sure that all of the people with whom you come into contact think of you that way. This is important, because if you don't brand yourself, others will. It's better to be in control of your personal brand by creating it yourself, than it is to let others create it for you. No matter what stage you are in your career, ask yourself a few simple questions. How do you want people to think of you? What words will you choose for people to describe you? Think about these questions. Take your time. Then do whatever it takes to make sure that other people think of you that way. For example, if you decide that "hard working" is a term with which you would like others to associate with you, then work hard. Do your assignments well and on time. When you finish with one task, ask for another. Come early, stay late. Ask questions to help you understand the business. Pretty soon, people will begin thinking of you as a hard worker. Someone who does everything we ask, and then asks for more. Once this happens, you'll know that you're on your way to creating your own special and unique personal brand. You're smart enough to figure out what to do to create the brand you want. The important thing is to choose your brand and then brand yourself. Your appearance says a lot about you. My best advice on to how your attire can help you create positive personal impact is simple and common sense. Dress one level up. In other words, dress a little nicer than you have to. For example, if your office is casual, wear a dress or a suit every once in a while. Make sure your clothes and shoes are clean and in good repair. Keep your hair clean and well styled. Make sure your shoes are shined. Keep your accessories understated and elegant. Look in the mirror on your way out the door. Ask yourself, "Will I impress other people with the way I look today?" If the answer is no, take a few minutes and change before you go to work. I always get dressed up when I am meeting clients. Many of my clients dress casually. When they tell me, "You didn't need to wear a suit today," I say, "Yes I did. I'm meeting with an important person you. Show respect for yourself and the people around you by dressing well and looking good. Finally, all that stuff your Mom told you about being polite is true. You can never go wrong by acting like a lady or gentleman. I try to act as a gentleman at all times. Handwritten thank you notes are a great way to distinguish yourself as a lady or gentleman. Here are three tips for writing great thank you notes. 2)Identify the gift you received: be specific. Your note will be more personal this way. 3)Mention how you plan on using the gift. You can create all sorts of positive personal impact with thank you notes. If you haven't yet written thank you notes for the graduation gifts you've received, write them tonight. As with most things, there is one rule of etiquette that I always follow: I always try to help the people around me feel comfortable. For example, when you are dining with others, you may know that your water glass is on the right and that your bread and butter plate is on the left, but others may not. So if someone uses your bread plate, don't say "Hey, that's mine, yours is over there." Just place your roll on your dinner plate. Being right is no excuse for embarrassing someone, and it certainly won't help you create positive personal impact. 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Early work on electronic commerce and the vast majority of practitioner literature point to cost savings yielded by an on line distribution approach. For example, a study by Booz Allen Hamilton, a management consulting firm, reports that the marginal cost of an on line banking transaction is four cents compared to $1.44 for a teller based transaction. In a paper titled Better Customers Utilize Electronic Distribution Channels: The Case of PC Banking, Wharton's Lorin M. Hitt and Harvard's Frances X. Frei challenge the assumption that cost saving represents the primary long term benefit offered by electronic distribution in the retail banking sector. For instance, even if the Booz Allen cost saving figures are accepted, Hitt and Frei argue that on line banking technology is easily replicated by competitors and is therefore unlikely to create a sustainable competitive advantage. In addition, many of these cost reductions are accompanied by reduced entry barriers and increased market transparency, which further intensify competition. Finally, they say, the substantial investment in infrastructure as well as incremental service and support costs erode much, if not all, of the supposed cost savings. While Hitt and Frei reject the cost savings potential, however, they conclude that PC banking does offer at least one significant benefit it lets institutions retain high profit customers. In 1998, Hitt and Frei developed their own data, convincing seven banks with assets ranging from $30 billion to $200 billion to participate in a comprehensive study of IT (information technology) investment practices. The study included a general overview of the process as well as an extensive discussion and data collection effort of PC banking as an example of a recent IT investment decision. These data included project timelines, initial and ongoing costs, motivation for the investment and measured outcomes. Some of the data were collected by a formal questionnaire with specific queries, while other data were obtained in response to such open ended questions as, do you perceive the value of PC banking to be? A questionnaire was sent to each bank and interviews were then scheduled with the individual or group most knowledgeable about a particular issue. These differences were studied by estimating regression models that related customer demographics and PC banking usage to product balances and the number of products they use. Based on the statistics they developed, Hitt and Frei made three initial observations: First, customers who use PC banking are consistently wealthier, more likely to own a home and to be married, and are between two to six years younger than those who do not use PC banking. Second, PC banking users generally have more banking products, greater asset balances, and offer greater (estimated) profitability. Third, the differences between PC banking and non PC banking customers persist across different institutions in the Hitt Frei study, although there is some variation on the degree of the difference. Hitt and Frei observe that even after accounting for demographic differences, account duration and short run versus long run profitability, PC banking customers offer more value than those who do not bank by PC. For example, electronic customers use more products and carry higher asset and liability balances in both a single cross section and over different stages of the account lifetime. Following their adoption of PC banking, they also tend to acquire products at a slightly greater rate than that suggested by their characteristics. Their study offers valuable guidance for banks that are considering expanding or implementing electronic distribution. Although the cost savings benefits of PC banking appear to be minimal or non existent in the medium term, the product could be viewed as a tool for retaining a small but significant segment of high value accounts. In essence, electronic banking is a competitive necessity that offers a high degree of value. Additionally, the product is a useful segmentation device that could open the door to targeted cross sells, price discrimination and other effective strategies. Thus, most of the potential segmentation effects are not being realized. They also note that account retention was a motivation in only four of the seven banks studied. And even in these institutions, there was little measurable explicit pursuit of account retention in the product marketing and deployment approaches. As such, traditional banks are likely to face new and aggressive competition for high value electronic customers from on line virtual banks as well as such so called mega banks as Citigroup and NationsBank that have national brand recognition but currently have a limited geographic scope. Men Nike Free Run 2 Stealth Black White,I'm not sure the communication with Pees was as good as it should have been, especially when you lose players like Ray Lewis and Lardarius Webb to injuries, or veterans like Jarret Johnson or Cory Redding to free agency. Some coordinators prefer to stay on the field because they like to be involved and compile information from the players. I like the other way because it allows the coordinator to see the entire field and evaluate down and distance without any distractions. I can't say the move was largely responsible for the win, especially with the Browns having the 30th ranked offense in the NFL, but the Ravens appeared to be more steady and less confused during the game. At this point, anything has to help, especially when you have one of the worst run defenses in the league. Pees is able to correct some of the technique issues and help players get situated much easier in the press box than on the sidelines.

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We all know we live in a rat race, one where hard work means promotions, more money, better houses, better vacations, and better clothes. The perks for wealth are enormous. Yet there is still something to be said for knowing when, where and how to draw the line. The professional world has become both ultra competitive and ultra flexible. For many people working from home, whether full time or part time, is an option that in theory is supposed to free up more time to be with the ones we love in life. Yet, the reality is that when people work from home, they often work longer harder hours to accomplish both their professional obligations and those of the family. Most people will candidly tell you that they take on the workload, say yes to the obligations, and produce as much as possible in order to provide MORE for their family. More. The question is what is more, and when does getting the more equate to less of the important things in life? The drive for personal success and family success is an indefinable line in the sand that has many people doing something 24 hours per day. The laptops, blackberries, smart phones, and Ipads are always turned on. While you are in your home office skyping with a business party the kids are in the living room tuned into the television. When a deadline approaches, one that seems unachievable why is that we as progressive, do it all, headstrong successful professionals, parents and partners are unable to say "NO," to throw in the towel, to take a reprieve and take care of ourselves. According to WebMd, one of the leading causes of illness is stress. When the human body experiences stress from so many angles it will eventually manifest as illness in the body. The human body requires down time. Down time, without phones ringing and laptops beeping and emails to be read and answered and the infinite amount of things that over achieving people feel the need to DO on a daily basis. Instead of lying in bed with your partner at night, tuned into your laptop, how about turning it off and having a conversation or making love instead. Instead of falling asleep on the couch, or sitting down to dinner with a folder of work that you brought home from the office how about leaving it at work? Is there anything wrong with turning off the phone completely, missing text messages and not answering phone calls in order to spend some quality time with the people in your life that mean the most? Success doesn't have to be all or nothing. You can have a job, be a successful entrepreneur yet still find the time and see the need to turn off and tune out. And this doesn't mean going on a vacation once a year to a beach where Wi Fi doesn't exist. This means taking one, or two days per week or even setting a limit each and every day of the week where you decide to come off the clock, whether you work at home or otherwise. Setting limitations on the amount of work that you do, and actually taking a break in the end, will make you MORE productive in the long run. Multiple research has shown that people who are willing to turn off, and tune out of work on a daily basis are actually MORE productive and happier in life than those that don't. The following tips can help you to balance your home life and your professional life to ensure success! Let go of guilt. Remember, you cannot be everything to everybody. You will have to say no at times and you will have to set priorities. Do so with the belief that you are doing the best you can and don't waste energy feeling guilty. Establish boundaries! This is especially true if you are working from home. Make sure family members know that you need to capitalize on your time working at home. And, even more importantly, make sure your employers and clients know that you have obligations at home and boundaries to work within. Make time for JUST you. Your spouse, your boss, your co workers, your children and your extended family all require time. However, you need to refuel your own batteries from time to time. Happy people take time out each and every day to care for themselves. Be present in the moment! If you are with family or loved ones, make sure you are fully present so you can get the most from the time. And when you are working, do the same! Stay on task and away from distractions that will waste your time working. Be flexible. This mostly applies to yourself! If you cannot get everything done, or if you just need to some time to refocus then speak up and say so without feeling guilty. Your clients will appreciate that you are more concerned with quality than quantity. Listen to your partner! If they are asking verbally, or non verbally for more time or intimacy with you then heed their voice and make time with them a priority. 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