I tend to switch off from talk of our national debt cascading into billions. It seems improbable that we as a country can function, yet we have and I believe will continue to. Difficult times seem to be bringing out the entrepreneurial in all of us. I am so encouraged by the amount of people setting themselves up in business. These entrepreneurs are often concerned about their obligations in relation to accounts and taxation. As a self employed person, you are now responsible for the following: Keeping proper records of all transactions. Compiling a set of accounts that shows the profit your business has made in the year. Registering for VAT if your sales are likely to be greater than 37,500 in the year for services or 75,000 for goods. Paying PAYE for any staff earning more than 8 a week. Paying Income Tax, PRSI and Universal Social Charges on the profits of your business Unless, you are a company, you have no obligation to produce accounts other than to insure your tax is calculated correctly. You may need them for the bank or if you are applying for a grant. Step 1 Firstly, you will need to tell the Revenue you are self employed. Then you must decide what timeframe to do your accounts for. The simplest way is to follow the calendar year. If you start mid way through the year, your first accounts will be from say, July 1 to December 31, 2011, while the second year will be from January 1 to December 31, 2012. Step 2 Then the question is whether to you use an Accounting Program or a manual system. Manual can be used where the business is fairly straightforward. You need to keep a list of your sales with dates, names, details, amounts and dates you received payments. The same list will be needed for purchases as well as a list of all your cheques and direct debits paid. Double check all monies in and out to your bank statements. A profit and loss statement is the final requirement, showing sales less purchases (see example). You can buy accounting books or you can keep them on a spreadsheet, such as Microsoft Excel or Microsoft Works. For more complicated businesses, a full accounting system may well be needed. Step 3 Income Tax is due to be paid on October 31 every year. In 2011 you will pay taxes on profits earned in the year January 1 to December 31, 2010, and preliminary tax for the predicted profit of your business from January 1, 2011, to December 31, 2011. Note that only expenses 'wholly and exclusively' used for business can be included as an expense for taxation. If you work from home, you may include a reasonable percentage of your household expenses. Keep a record of your business miles to calculate the percentage for motor expenses but not journeys to and from a normal place of work. Food is allowed if have to travel as part of work. Interest paid on borrowing is allowed as are lease payments on business equipment. Other capital items are allowed at 12.5 per cent per year. You need to fill out Form 11 to tell the Revenue all your details from above. If you get it to them by August 31, they will calculate the tax for you. Finally, remember keep all records for six years. While all of this may sound complicated, be assured, it is really quite straightforward once you get the hang of it. Moreover, getting in the habit of good record keeping and reporting will save you a lot of time and stress in the long run. While every effort is made to ensure that the information given is accurate, it is not a legal document. Responsibility cannot be accepted for any liability incurred or loss suffered as a consequence of relying on any matter published herein. BRID CONROY FCCA is a Chartered Certified Accountant with a practice in Louisburgh. She works on improving personal finances and the profitability of small and medium sized businesses. To contact Brid, call 098 66870 or This e mail address is being protected from spambots. You need JavaScript enabled to view itRelated news items: Air Jordan 7 Retro Bordeaux 2011 ,Air Jordan 8 Bugs Bunny 2013 Gamma Blue 12s Concord 2s White Cement 3s Air Jordan 14 Black Toe 2014 Air Jordan Spizike Easter Photo Blue 9s Air Jordan 4 Black Cement 2012 Cavs 4s Tuesday What country, friends, is this? Immigration doesn like the look of my visa, the one that entailed queuing twice at the US Embassy in Grosvenor Square, the second time in a blizzard. I sent to a room where they look backwards and forwards at me, my passport, and the supporting documentation regarding the conference and my employers. My first thought, that the officials can read, is replaced by another more charitable one: they more interested in how I behave than what the documents say. Finally, I waved through. How could I avoid a similar problem when next I attempt to enter America? nothing you can do, I told, was a random check. Officer discretion. Two very ordinary looking British Airways cabin crew are next in line for the third degree. Driving my hire car from San Francisco airport to Monterey I listen to a news station on the radio. The talk is all of Guantanamo Bay, Al Queda, and a robust defence of the US?s intelligence services. I arrive in Monterey to find the street in front of my hotel blocked by a weekly farmers? market. After checking in, I go for a wander. London?s Borough Market specialises in meat from rare breeds, Monterey?s in rare (to me) varieties of fruit and vegetables. I stock up on apples and oranges ? that?s breakfasts sorted out. I also buy a few bunches of poppies for my room ? I?m going to be four days in this hotel. I?ve finally made it to TED 830 participants, including the founders of Amazon, Google, AOL, ebay, Ask Jeeves, Paypal. and probably the Next Big Thing on the Web. Only 8% of the participants come from outside the US; the biggest foreign contingent from the BBC. TED conferences (the acronym stands for Technology, Entertainment, Design) were started years ago by information expert, Richard Saul Wurman. He once visited BMA House and gave what I thought was the best hour I?ve heard on design in general and web design in particular. The fact that his presentation was interrupted several times by tears for his dog, which he was missing dreadfully, coloured some of my colleagues? reactions. Wurman sold the annual conferences on to Chris Anderson, whose father had worked as a missionary eye surgeon in Pakistan, India, and Afghanistan. My attempt to get a reduction on the conference fee on the basis that his father had probably been a BMJ reader was unsuccessful? Before the conference kicks off proper there?s a debate about cosmology. A proponent of the inflationary universe (a theory about 20 years old) is pitted against a proponent of a much more recent theory of the cyclical universe. Readers of Philip Pullman?s trilogy His dark materials, with its parallel universes, would have no trouble finding their way around this latest theory. The debate was inconclusive as presumably debates about cosmology usually are. However, trendspotters will want to know that gravity?s moment has just about arrived and that dark energy, which makes up 65% of the universe, could be up for a supporting role. What was more interesting to me than the content of the debate was the way it was set up. The moderator (John Brockman) believes that the best way to assess where the world?s thinking has reached is not to go to the library but to have the 100 smartest people in the world ask each other the questions they are asking themselves. He?s trying to eliminate waste, by design. It followed his epiphany that on earth there?s no to throw things away to. In a recent project his company installed the world?s largest green roof on Ford?s main factories. So impressed were they by his methods that they?ve commissioned him to come up with a new car (the Model U Ford). The book setting out his thesis, Cradle to Cradle, is printed on a polymer rather than paper (and had sold out by the time I reached the bookshop next to the conference hall). He quoted Canadian novelist Margaret Atwood?s response to hearing the acreage of Canadian forests consumed by the New York Times each year: are now writing our history on the skin of fish, with the blood of bears. Etcoff, Harvard evolutionary psychologist, was next [the first of several speakers from the "positive psychology" movement.] Her recipe for happiness: forget about yourself. Poets who go on to commit suicide use etc more often than poets who don?t. Days given over to introspection are generally not happy days. Patrick Whitney, professor of design at the Illinois Institute of Technology, said that the dilemma facing many companies today is that while the knowhow exists to make just about anything they don?t know what to make. He found it illuminating to go to the slums of Mumbai, apparently to build to a better brick, only to discovery a host of problems that a better brick wouldn?t solve. In Hong Kong, assumptions about what were most important to people in their houses (eg security and entertainment) were turned on their heads once they watched how they lived. This struck a chord with a man from the BBC, who told me they were trying to find out what people really wanted from a news service. The process they were going through was far more than focus groups, which seem to have had their day. Susan Savage Rumbaugh, primate researcher, enthralled the audience with her research on the bonobo. Living and working with the bonobo, she said learning to become like them, and they?re learning to become like us. Bonobos had learnt to draw meaningfully, to light fires, and to make music (improvising with Peter Gabriel and Paul MacCartney.) It?s culture not biology that?s important in some species differences, she said. She compared the now extinct Tasmanian aborigine (no fire, no music making) unfavourably with the bonobo, which bothered me. Mixing hierarchies with value judgments can lead you astray. Dean Ornish, professor of medicine at UCSF, is famous in America for showing that heart disease is reversible with changes in diet and lifestyle. He will be soon be reporting that prostate cancer is similarly sensitive to such changes. For Ornish, is not to be pursued; it?s there already until we disturb it. He was once in the presence of a guru who was asked the difference between illness and wellness. The guru wrote the two words down and circled the first letter of illness and the first two letters of wellness. The message on happiness is turning out to be very consistent. An odd mix. Gee whiz inventions ? focussing sound, a car that flies; an internet comedian (Ze Frank), an Irish magician (Keith Barry), a Indian woman who at 24 is a master sommelier (Alpana Singh), and a poetry reading from Felix Dennis (Schoolkids Oz to publishing billionaire on the proceeds of Maxim). Eva Harris, assistant professor of infectious diseases at UC Berkeley, spoke of how she had adapted PCR for countries with intermittent electricity and no running water, improving the possibility of diagnosing of malaria, HIV, and dengue in these countries. Might this fit into our forthcoming theme issue on from the developing world (due in November), I wonder. Eva reminds me that she?s already contributed to a previous theme issue of ours, health research (Sep 2000). Malcolm Gladwell?s The Tipping Point, had formed the basis of one of our editorial board?s sessions at its annual meeting a few years ago. For his talk, Gladwell concentrated on the man who had done most, in his opinion, to increase the happiness of Americans: an advisor to the food industry (whose name I didn?t catch). It all began when this advisor had to work out what amount of glutamate to add to diet Pepsi. The range lay between 8 12 units, and he thought that nothing would be simpler than to arrive at the most popular concentration in this range. The experimental data showed that there wasn?t a perfect Pepsi, but a range of perfect Pepsis. Bothered, the same man went on to look at ragout sauces. He took some 30 different recipes out on to the road to test. It turned out that customers clustered in three groups, and one of the groups liked chunky which didn?t exist as a variety of ragout sauce, because no focus group had ever mentioned it. People have to experience something to know what they like.(It?s why Starbucks doesn?t spend much on advertising.) From there food markets underwent segmentation, and the notion of the platonic perfect anything was abandoned. There?s no one perfect mustard for the market, but a range of mustards deemed perfect, or the best available, by different individuals. Gladwell?s message: the diversity of human beings is the way to true happiness. Merzenich, a physiology professor at UCSF and founder of Neuroscience Solutions Corp, spoke about brain plasticity and what it could mean for children with learning disabilities and older people heading for dementia. A conference attendee I spoke to later said that there was widespread scepticism about whether Merzenich?s results with children with learning difficulties were really much better than other techniques and particular concern at how his research had been commercialised. Last year, an issue of a scientific journal devoted to the field was filled by dissenters. It pointed up one of the anomalies of TED: no questions from the audience (unless there was a gap to fill). This is not how science gets done. As they leave each session most people have their mobile phones pressed to their ears, checking for any missed messages. It was a slight shock to see a Buddhist monk doing the same. In the breaks most people are on their mobile phones or their laptops, answering their email. Communicating with people who are in front of you seems to be on the way out. The deal with myself is that if I wake in time I will go on the 5km run I?ve signed up for. (It starts at 6.15am.) After having been awake for an hour I check the clock and it?s 5 something, so I have no choice. I?m only doing it because being among the first 100 to sign up, I get a pair of Nike running shoes and I thought I could pass these on to one of my sons. Great camaraderie among the 60 runners at the starting line as it starts to rain. The course is down Cannery Row to the Monterey Aquarium and back. Steinbeck famously wrote of Cannery Row as poem, a stink, a grating noise, a quality of light, a tone, a habit, a nostalgia, a dream. For me it marked the route of my first run this far in 25 years. Slightly irresponsible? Well, I?m swimming a mile most days, cycling 10 miles, including one big hill, on the days I go into work, and last week was spent skiing pretty strenuously. I finish in 27 and a half minutes running all the way, despite the siren calls in my head to walk for a while and collect my running shoes (made in China). They are too comfortable to consider handing over to anyone. At least that will avoid any Cinderella style squabbles over whose foot best fits the shoes when I get home. Economist Stephen Levitt asks, the thug life a happy life? (subtitle: being a drug dealer is such a great job why do so many of them live with their mothers? started with his research colleague stumbling into a crack house in Chicago as part of a sociological inquiry. The first question on the clipboard really was do you feel about being poor and black in America and the answer that was given, you, didn?t appear among the four available options (which for the record were good, bad colleague wasn?t shot on sight, as might have been expected, but was detained against his will over night, to be released next day. Intrigued, he returned and stayed with the crack dealers for the next few years, detailing the crack economy. He likened the organisational chart and reward structure to McDonalds. The footsoldiers, selling crack cocaine on the streets, made $3.50 per hour. But unlike their opposite numbers at McDonalds their annual death rate was 7%. At the same time the annual death rate on death row from all causes was 2% what hope deterrence? Black inner city teens experience twice the mortality of US soldiers serving in Iraq. Daniel Gilbert, Harvard psychologist and another member of the positive psychology movement, reported on research that shows that the human mind has a tendency to look on the bright side of life, which long predates the Monty Python song. Quoting from Thomas Browne?s Religio Medici (1643) Gilbert argued that we happiness in our heads. Yet we think it needs to be found outside ourselves. Air Jordan 7 Retro Bordeaux 2011,The 5K race helps raise money for the fight against childhood diseases. Carrie Marriott, the event chair of the race, and Dr. David Wessel, executive vice president and chief medical officer at Children's National, joined us on Good Day DC to discuss more about this great event. The 5K race helps raise money for the fight against childhood diseases. Carrie Marriott, the event chair of the race, and Dr. David Wessel, executive vice president and chief medical officer at Children's National, joined us on Good Day DC to discuss more about this great event. Pay It Forward: Extra Ordinary BirthdaysPay It Forward: Extra Ordinary BirthdaysUpdated: Tuesday, September 9 2014 5:35 PM EDT2014 09 09 21:35:07 GMT Every child loves to celebrate their birthday. But for children who have no place to call home, a party is a simple pleasure many never get to experience. But one local woman is doing her best to change that. Every child loves to celebrate their birthday. But for children who have no place to call home, a party is a simple pleasure many never get to experience. But one local woman is doing her best to change that. Report: DC drivers ticketed erroneouslyReport: DC drivers ticketed erroneouslyUpdated: Monday, September 8 2014 8:28 PM EDT2014 09 09 00:28:27 GMT A new report from the District of Columbia government's internal watchdog says drivers are too often considered "guilty until proven innocent" when they receive traffic or parking tickets. A new report from the District of Columbia government's internal watchdog says drivers are too often considered "guilty until proven innocent" when they receive traffic or parking tickets. Laura's Likes: Back To School EditionLaura's Likes: Back To School EditionCheers to the weekend: Sugar Rim Bar's Orange Cream Dream MartiniCheers to the weekend: Sugar Rim Bar's Orange Cream Dream MartiniUpdated: Friday, September 5 2014 11:08 PM EDT2014 09 06 03:08:07 GMT It's Friday and even though it was a short week, we're so ready! Davienne Neptune of Sugar Rim Bar dropped by to make us a little celebratory cocktail and help us say "cheers to the weekend!" It's Friday and even though it was a short week, we're so ready! Davienne Neptune of Sugar Rim Bar dropped by to make us a little celebratory cocktail and help us say "cheers to the weekend!" Someday is today: FOX 5 partners with LLS to 'Stand Up To Cancer'Someday is today: FOX 5 partners with LLS to 'Stand Up To Cancer'Updated: Thursday, September 4 2014 1:51 PM EDT2014 09 04 17:51:02 GMT FOX 5 is proud to partner with LLS in its efforts to save lives even some of our own family. FOX 5 is proud to partner with LLS in its efforts to save lives even some of our own family. Home Depot probes possible credit card data breachHome Depot probes possible credit card data breachUpdated: Tuesday, September 2 2014 6:14 PM EDT2014 09 02 22:14:38 GMT Home Depot may be the latest retailer to suffer a major credit card data breach. Home Depot may be the latest retailer to suffer a major credit card data breach. How safe are your photos in the cloud?How safe are your photos in the cloud?Updated: Monday, September 1 2014 7:16 PM EDT2014 09 01 23:16:28 GMT The photo scandal that has been dubbed "celebgate" has many people wondering: How safe is your information in the Cloud? The photo scandal that has been dubbed "celebgate" has many people wondering: How safe is your information in the Cloud? Dog shot in face saved by Montgomery County police officers, animal hospitalDog shot in face saved by Montgomery County police officers, animal hospitalUpdated: Friday, August 29 2014 8:14 PM EDT2014 08 30 00:14:58 GMT Montgomery County police officers and a local animal hospital are being credited with saving a dog shot in Wheaton last week. Montgomery County police officers and a local animal hospital are being credited with saving a dog shot in Wheaton last week.
Real Air Jordan 7 Retro Bordeaux 2011,Air Jordan 8 Bugs Bunny 2013 Play in the MudThere is an event once a year, where you can tell your kids to go play in the mud, and really want them to. You will even want to get in the mud right alongside them. This event is called the Mud Field Trip of Gem O Rama. Gem O Rama is actually comprised of three field trips and a rock show, but many people's favorite field trip is the Mud Field Trip where people get to dig through big piles of mud, looking for crystals. What is Gem O Rama?Gem O Rama is an annual event held every second weekend in October in the town of Trona, California. At the event they have a Gem Mineral show and three field trips. The first field trip is to a site on Searles Lake where collectors are allowed to dig through piles of mud looking for rare Hanksite crystals. This is one of the most fun and easy crystal collecting events there are. Trona Trona, CaliforniaHow to Collect Crystals from the MudStep 1) First of all, prepare to go in the mud. Wear old clothes over a bathing suit and shoes that won't get sucked off in the mud. I like water shoes but old sneakers are good too. Step 2) Then, between 7:30 and 9:00am, register to go on the mud field trip at the show building in town. At the time of this article, admission to the mud field trip is $10 per car, this may change over time. Park your car in one of the two lines of vehicles lined up in the parking lot waiting to leave. Make sure you are ready to head out when it's announced that it's time to go. Departure time is 9am. Step 3) When everyone starts leaving stay in line and follow the vehicle in front of you. You will drive out on a road across the lake. Eventually, you will be stopped and asked to show your registration information. Make sure you have it out and handy. Step 4) When you arrive at the mud, park and grab your collecting bucket. Go to the edge of a pile and either jump on in or sit at the edge. Put your gloves on and push your hands through the mud and feel for hard pieces. Pull them out. Your first crystal! Hanksite is the most commonly found mineral at this field trip. Other possibilities are bladed Trona, octahedral Halite, Borax, and Thenardite. Hanksite is probably the mineral you will find. If you find something that looks different ask someone around you what they think it is. Many of the people that go to Gem O Rama have been going for years and will probably know what it is. Step 5) When you have several crystals take them over to the washing trough. Try to scoop off as much mud as possible with your fingers, then using your scrub brush scrub the rest off using the brine in the trough. Try to get your crystals somewhat clean but be prepared to do the detail work later on. Since the troughs can get really crowded some people scoop up a little brine in a bucket and sit out of the way to clean their crystals. Step 6) When you're all done collecting, load up your crystals in your vehicle and head over to the water truck and rinse off yourself and your tools. Try to hurry as you rinse the worst of the mud off since usually there is a long line at this point and the water level may be getting low. Step 7) To keep your vehicle's interior at least somewhat clean it's a good idea to clean up a little more with some baby wipes and to change your clothes and shoes before you get in. A bathing suit under your clothes will make this easy to do. Step 8) Now you can leave the site. Make sure you leave the in the direction you are asked to leave in. The mineral company is very nice to allow us on their property and it behooves us to act politely in return by following directions. It's a good idea to head back to the show building in town and get in line for the next field trip if you are going on it. You'll have a little time to grab something to eat at the cafeteria and tour the gem and mineral show. Collecting MaterialsPick up everything you need to collect crystals from the mud piles. G F 3108 12 String Knit Palm Latex Dipped Gloves, economical grade , 10 Pairs Pack, Black, Large Buy Now Tips and Tricks Bring sturdy buckets. I like to have three per person, but huge groups of welded crystals can fill up a bucket by themselves. I was super excited when I found out it was an episode of Dirty Jobs from the Discovery Channel that they were filming, and though I never got to meet Mike Rowe, I did get in the background of one scene (of course wearing my very worse clothes and cowboy hat and sitting on my bottom in the mud) and was filmed washing crystals for quite a while, though that ended up not being used. If you get a chance, check out Mud Mineral Excavator from Dirty Jobs, Season 3 and learn lots more about Gem O Rama and Trona. Dirty Jobs: Complete Season 3 (6 DVD Set) Buy Now Clean Up Your CrystalsHanksite and the other crystals found in the mud piles will dissolve and be ruined if washed with plain water, so it's important to clean them properly. The mud is almost like tar, and can be very hard to get off, so you need some sturdy scrub brushes. You'll also need to buy some brine at Gem O Rama. Brine is salt water, and the brine available at Gem O Rama has the same dissolved chemicals and minerals as the crystals themselves, thus it won't pit the crystals when used as a cleaning solution. You still do not want to leave the crystals in the brine for very long. Pour a little brine in a clean bucket, then working on one crystal at a time, scrub the mud off the crystal. It will take a while and you may need to throw out the brine and pour some more as it gets dirty (you can also pour used brine through some cheesecloth to remove the worse of the dissolved mud and keep reusing it). When you've got the mud off do a quick scrub in some clean brine to get off any leftover residue. Then using a clean paintbrush apply a coating of mineral oil to the surface of the crystal. Let any excess drip off, then store the crystals out of the sunlight. Air Jordan 7 Retro Bordeaux 2011 You would be busy during the morning hours taking care of your daily home chores before leaving to work. Your kids might require your help in getting ready in the morning and pushing off to school. You might also have to get breakfast ready before leaving to work. In between all the hard slogs, you might forget to take care of your health. Physical exercises are very important for women. Here are the . No matter what activity youre planning to go for there is one basic essential that you must keep in mind. Your fitness apparel must be flexible and it must stretch. The waist band or the elastic should not be rigid. There should not be so tight that it limits your movement. You need to consider various factors when you pack your gym bags. Here are the key factors that will make things easy for you. The material of the cloth is very important. When you perform workouts, you will sweat out for sure. If the clothes don't keep your body dry, you will not be able to pay complete attention . You will be able to shed those extra kilos with ease when you choose a good gym in the country. Due to plenty of reasons, a lot of fat is accumulated in the body. This will take away your natural charm and cause health issues to you. You might not be able to wear the same pair of jeans that you had bought a few months ago due to the excess mass accumulation in your body. When you perform workouts regularly at a good fitne . toning shoes that have lost million dollar advertising lawsuits . Often referred to as macromastia, this condition can affect a womans emotional and physical well being. However, the good news is that women who have large breasts may find some relief by strengthening their muscles, losing weight, and wearing supportive bras. Ill fitting shoes will lead to numerous difficulties which includes blisters, ankle agony, knee suffering, hip pain, and an range of other concerns. If you assume your footwear could be causing troubles, to start with be positive that they are not far too outdated, as shoes can have a wear in sample. Also, examine with a actual physical therapist or podiatrist as they may perhaps be ready to present you with inserts for . The rewards of having loads of drinking water do not stop at the health club doorway, even though. Moreover powering an exerciser through a tricky workout, a abundant water intake enhances all round wellness and aids in digestion all through the working day. Complete hydration is an additional aspect of a system for total health and fitness.
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